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Are Conventional Loans Better?

What is a Conventional Mortgage Loan? A conventional mortgage refers to a loan that is not insured or guaranteed by the federal government. In contrast, an FHA mortgage loan is insured by the Federal Housing [...]


FHA Back to Work

FHA Back to Work Program The Federal Housing Administration (FHA) recently announced its “Back to Work” program, which is giving individuals who suffered a long period of hardship during the recent housing crisis a second [...]


Deadlines for FHA Borrowers

Anyone shopping for a house should be aware of some important deadlines for FHA borrowers. Many of us rely on low down payment mortgage options when seeking to become a home owner. FHA mortgages, backed [...]


FHA Refunds Ready

If you have ever paid off a home loan backed by FHA, you may have money owed to you. And the government wants to pay you back. About 1 in 10 FHA borrowers leave money [...]


FHA Closing Costs

There may be closing costs customary or unique to a certain locality, but closing costs are usually made up of the following: Attorney's or escrow fees (yours and your lender's if applicable) Property taxes (to [...]