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Happy Veterans Day!

We Salute Our Veterans Today, we salute our nation’s veterans. We sincerely appreciate the sacrifices made by our men and women (and their families) in service to our country. We encourage you to thank a [...]


What Are VA Loans?

VA mortgage loans are designed to help our nation’s veterans purchase a home or refinance their existing mortgage. Veterans with qualifying credit and income can purchase a home with no money down, no private mortgage [...]


VA Mortgage Loans Change

VA (Veterans Affairs) mortgage loans will undergo some big changes thanks to bipartisan legislation that President Obama recently signed into law. The changes will further assist surviving spouses, married military couples, single-parent service members and [...]


5 Steps to a VA Loan

Apply for a Certificate of Eligibility.   A veteran who doesn't have a certificate can obtain one easily by completing VA Form 26-1880, Request for a Certificate of Eligibility for VA Home Loan Benefits and submitting [...]


Who is Eligible for a VA Loan?

Veterans who served on active duty and were discharged under conditions other than dishonorable, during World War II and later periods are eligible for VA loan benefits. World War II (September 16, 1940 to July [...]


VA Home Loan Assumptions

As a seller that has an existing VA (Veteran’s Administration) home loan on your property, you may wonder about the feasibility and possibility of having a buyer purchase the home and assume the current VA [...]


VA Loan Eligibility

How do I apply for a VA guaranteed loan? You can apply for a VA loan at any mortgage company that participates in the VA home loan program. At some point, you will need to [...]


VA Loan Costs

A basic funding fee of 2.0 percent must be paid to VA by all but certain exempt veterans. A down payment of 5 percent or more will reduce the fee to 1.5 percent and a [...]