Rural Development Home Loan

What are USDA Rural Development Home Loans?

USDA (RD) Rural Development home loan programs are primarily designed to help lower income individuals or households purchase homes in rural areas. USDA Rural Development funds can be used to build, repair, renovate or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities.

USDA Eligibility

Eligibility for the USDA Rural Development home loan program is dependent upon income and property location. Applicants for USDA loans may have an income of up to 115% of the median income for the area.  Families must be without adequate housing, but be able to afford the mortgage payments, including taxes and insurance.  In addition, USDA applicants must have reasonable credit histories.


Want to know if a property you are looking at is eligible for a USDA (RD) Rural Development home loan? Click Here